Simple, Transparent Pricing
Start free with essential retirement planning tools. Upgrade to Premium for debt planning, unlimited availability, and advanced simulations—less than a cup of coffee per month.
Free
Everything you need to start planning your retirement with confidence
What's Included:
- Basic retirement scenarios
- Budget planning tools
- Mobile access
- AI-powered retirement coach (limited availability)
- Single Monte Carlo simulation
- Debt planning guidance
- Unlimited task availability
- Unlimited scenarios
- Advanced Monte Carlo simulations (10,000+ runs)
- Priority support
Premium
Unlock the full power of advanced retirement planning and simulations
What's Included:
- Everything in Free
- Unlimited task availability
- Debt planning guidance
- Unlimited retirement scenarios
- Advanced Monte Carlo simulations (10,000+ runs)
- Probability distribution visualizations
- Tax-optimized withdrawal strategies
- Dynamic market modeling
- Social Security optimization
- Priority email support
- Early access to new features
Less Than a Cup of Coffee Per Month
Get professional-grade retirement planning tools for a fraction of the cost of traditional financial advisors.
| Service | Annual Cost | Comparison |
|---|---|---|
| Traditional Financial Advisor | $2,000 - $5,000/year | 666x - 1,666x more |
| Robo-Advisor (1% AUM) | $500 - $5,000/year | 166x - 1,666x more |
| One-Time Financial Plan | $1,000 - $3,000 | 333x - 1,000x more |
| Retirement Buddy PremiumYou | $36/year | Less than a coffee per month |
Premium members save $464 - $4,964/year compared to traditional alternatives while getting more personalized, accessible, and emotionally supportive guidance.
Why Retirement Buddy?
More than just a calculator—it's your personal retirement coach.
Price
Retirement Buddy
$3/month Premium
Others
$500 - $5,000/year
Personalization
Retirement Buddy
AI-powered, adaptive coaching
Others
Generic calculators or expensive advisors
Emotional Support
Retirement Buddy
Built-in anxiety reduction & coaching
Others
Numbers only
Access
Retirement Buddy
24/7 instant responses
Others
Scheduled appointments or static tools
The Retirement Buddy Difference
- Combines financial rigor with emotional intelligence: Not just numbers, but guidance on anxiety, identity transitions, and life changes
- Accessible 24/7: Get instant answers and support whenever you need it, not just during business hours
- No conflicts of interest: We don't sell investments or insurance—just pure, unbiased guidance
- Grows with you: From pre-retirement planning through your retirement journey, we adapt to your changing needs
Ready to Plan Your Retirement with Confidence?
Start free today. No credit card required. Upgrade to Premium anytime for advanced features.
Plan your financial future with confidence