How Retirement Buddy Works

From anxious to confident in 15 minutes—no spreadsheets required

The Setup Process

From anxious to confident in just 15 minutes—no spreadsheets required

1

Chat with Your AI Advisor

15 minutes of conversational Q&A—no forms, no spreadsheets, just plain English.

Tell us about your life, your goals, and your concerns in your own words.

2

Review Your Personalized Plan

Monte Carlo scenarios generated instantly based on your unique situation.

See your retirement probability and actionable recommendations immediately.

3

Stay on Track

Proactive reminders and updates keep your plan fresh and relevant.

Quarterly check-ins, life event alerts, and market change notifications.

No forms • No spreadsheets • Just conversation

Your Plan Evolves With You

Set it once, stay confident forever. Retirement Buddy keeps your plan fresh and actionable.

Continuous Monitoring

Your plan stays current with regular updates and adjustments as your life evolves.

Proactive Reminders

Quarterly check-ins ensure you never miss important life events or financial milestones.

Scenario Refresh

Market changes? Life changes? Update your scenarios instantly with a simple conversation.

Never start from scratch again. Your AI advisor remembers your goals, your situation, and your preferences—updating your plan is as simple as having another quick conversation.

The Best of Both Worlds

More powerful than DIY tools, more accessible than financial advisors

Not Your Typical DIY Tool

vs. Boldin, spreadsheets, and other calculators

DIY Tools

  • You do all the work
  • Guess at assumptions
  • Spend hours learning the tool
  • Static, one-time calculations
  • No reminders—you must remember to update
  • You're on your own when feeling anxious

Retirement Buddy

  • AI does the analysis for you
  • Expert guidance on assumptions
  • Just have a conversation
  • Living plan that evolves with you
  • Proactive reminders when things change
  • Emotional support and encouragement

Not a Financial Advisor

vs. traditional financial advisors

Financial Advisors

  • Expensive ($1,000s per year)
  • Time-consuming in-person meetings
  • Limited availability
  • Slow to update your plan
  • You must schedule time for updates
  • Encouragement only during meetings

Retirement Buddy

  • Affordable ($3/month)
  • Instant updates, 24/7 access
  • Always available when you need it
  • Real-time scenario updates
  • Proactive reminders and check-ins
  • Ongoing emotional support anytime

Ready to Get Started?

Join thousands of people who have found confidence in their retirement plan