Security
How we protect your financial information
Our Commitment to Security
At Retirement Buddy, we understand that you're entrusting us with sensitive financial information. Security isn't just a feature—it's fundamental to everything we build.
We employ industry-standard security practices and continuously monitor our systems to protect your data from unauthorized access, disclosure, alteration, or destruction.
Security Measures
Encryption in Transit
All data transmitted between your device and our servers is encrypted using industry-standard TLS/HTTPS protocols.
Encryption at Rest
Sensitive financial data is encrypted when stored in our databases using AES-256 encryption.
Secure Infrastructure
We use Google Cloud Platform and Firebase, which provide enterprise-grade security with SOC 2/3 compliance.
Access Controls
Strict access controls ensure only authorized personnel can access systems, with all actions logged and monitored.
Regular Security Audits
We conduct regular security assessments, vulnerability scans, and penetration testing to identify and address risks.
Incident Response
We have a comprehensive incident response plan to quickly address any security concerns and notify affected users.
Data Protection Details
Encryption Standards
- HTTPS/TLS: All web traffic uses HTTPS with TLS 1.2 or higher
- AES-256: Database encryption for sensitive financial data at rest
- Secure APIs: Authentication tokens encrypted and transmitted securely
Authentication & Access
- Secure Password Storage: Passwords are hashed and salted using bcrypt
- Multi-Factor Authentication: Available for enhanced account protection
- Session Management: Secure session tokens with automatic expiration
- Role-Based Access: Principle of least privilege for internal systems
Infrastructure Security
- Cloud Provider: Google Cloud Platform (SOC 2/3, ISO 27001 certified)
- Database: Firebase with built-in security rules and authentication
- Firewalls: Network-level protection and DDoS mitigation
- Regular Backups: Automated backups with encryption and geographic redundancy
Monitoring & Response
We continuously monitor our systems for suspicious activity and potential security threats:
- Real-time logging and monitoring of system access and anomalies
- Automated alerts for suspicious patterns or unauthorized access attempts
- Regular review of access logs and security metrics
- 24/7 monitoring through our cloud infrastructure provider
Compliance & Certifications
Retirement Buddy follows industry best practices and complies with applicable regulations:
- GDPR: General Data Protection Regulation compliance for EU users
- CCPA: California Consumer Privacy Act compliance
- SOC 2: Our cloud provider (Google Cloud) maintains SOC 2 Type II compliance
- OWASP: We follow OWASP Top 10 security guidelines
Your Responsibility
While we implement strong security measures, account security is a shared responsibility. You can help protect your account by:
- Using a strong, unique password
- Enabling multi-factor authentication (when available)
- Never sharing your password or account credentials
- Logging out when using shared or public devices
- Keeping your device and browser up to date
- Being cautious of phishing attempts
- Reporting suspicious activity immediately
Data Breach Notification
In the unlikely event of a data breach affecting your personal information, we will:
- Notify affected users within 72 hours of discovery
- Provide details about what information was compromised
- Explain steps we're taking to address the breach
- Offer guidance on protecting your accounts
- Comply with all applicable data breach notification laws
Third-Party Services
We carefully vet all third-party services we use:
- Google Cloud Platform: Enterprise-grade cloud infrastructure
- Firebase: Google's backend platform with built-in security
- Anthropic Claude: AI processing with data privacy commitments
All third-party services are required to maintain appropriate security standards and comply with our data protection requirements.
Continuous Improvement
Security is an ongoing process. We continuously assess and improve our security measures through regular audits, testing, and staying current with evolving security best practices and threats.
Report a Security Concern
If you discover a security vulnerability or have security concerns, please report them immediately:
Security Email: security@retirementbuddy.com
We appreciate responsible disclosure and will respond to legitimate security reports promptly.