Retirement Planning Powered by Advanced Simulations
See thousands of possible futures and plan with confidence—no guesswork, just data-driven insights
Traditional retirement calculators give you one answer. Life isn't that simple. Our Monte Carlo simulation engine runs 10,000+ scenarios to show you the full range of possibilities, helping you understand not just if you'll be okay, but how likely different outcomes are.
Key Features
Monte Carlo Simulations
Run 10,000+ scenarios to understand the probability of different retirement outcomes, not just a single best-case projection.
Probability Distributions
See visual representations of your retirement success probability across different spending levels and retirement ages.
What-If Scenario Modeling
Test different strategies instantly: retire earlier, spend more, work part-time. See how each choice affects your odds.
Tax-Optimized Projections
Account for tax implications of different withdrawal strategies from 401(k)s, IRAs, Roth accounts, and taxable investments.
Dynamic Market Modeling
Simulations based on historical market data, including recessions, bull markets, and inflation scenarios.
Social Security Integration
Optimize when to claim Social Security based on your complete financial picture and longevity assumptions.
Why It Matters
Understand the real probability of retirement success, not just one-dimensional projections
Make confident decisions about when to retire based on data, not guesswork
See the trade-offs between working longer, spending less, or taking more investment risk
Identify your optimal Social Security claiming strategy
Plan tax-efficient withdrawal strategies to minimize lifetime taxes
Stress-test your plan against market crashes, inflation, and unexpected expenses
How You'll Use It
Planning Your Retirement Date
Want to know if you can retire at 62 instead of 65? Run the simulation and see exactly how it affects your success probability. Maybe retiring at 63 gives you 90% confidence instead of 75%—that's a decision you can make with clarity.
Optimizing Spending in Retirement
Wondering if you can afford that dream trip every year? Model different spending levels and see the impact. Maybe spending $5,000 more annually only drops your success rate from 95% to 92%—worth it for the experiences.
Navigating Market Volatility
The market just dropped 20%. Should you delay retirement? Adjust spending? Our simulations show you exactly how different responses affect your long-term security, helping you make rational decisions when emotions run high.
Coordinating Spousal Retirements
Planning retirement for two? Model scenarios where one spouse retires early while the other works longer, optimizing household income, benefits, and quality of life.
Ready to Experience Retirement Planning?
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